Our Services
Helping you with loans and credit cards, no matter your credit history.
Personal Loans
Quick approval for personal loans to cover your urgent needs.
Debt Help
Consolidate your debts into one easy monthly payment with us.
Loans for car, home improvements, or that dream vacation you deserve.
Flexible Loans
What is an Unsecured Loan?
There are only two types of loans, unsecured or secured.
Unsecured means that the borrower has not given the lender any form of security to guarantee the loan. Should the loan not be repaid back, the lender doesn't hold anything of value that they can sold to cover the debt.
This is of course quite risky for the lender, so lenders will try to minimise the risk in other ways. Lenders will perform credit checks, they will charge higher interest and lend lower amounts.
Unsecured Loans will normally be have higher interest rates and cost more than secured loans
Unsecured credit is often more difficult to obtain. The decline rates are higher than those with security
Loan amounts are often less in £'s than secured loans
The loan process is quicker if the loan is unsecured
Our Expertise
Our unsecured loans are available for the amounts between £1000 and £5000. It doesn't matter what loan amount you want, all of our loans can be completed online and without the need for any paperwork.
All you need to do is tell us how much you would like to borrow and how long you would like to repay the money. Then sit back and let us do the rest.
If we can't match your requested target, and you do not want to take up the available offer you can close your webpage and walk away.
Because the offer is for an unsecured loan, you won't have to send any details to complete the process.
Little Loans helped me get a quick loan despite my credit issues—truly a lifesaver!
Phillips Witts
★★★★★